Outside Mortgage Loan Originator

Company: MIDFLORIDA Credit Union
Location: Naples
Posted on: January 23, 2023

Job Description:

Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!

Outside Mortgage Loan Originators perform the following functions:

• Generating first mortgage real estate loans from the MIDFLORIDA field of membership
• Reviewing pre-qualifications to determine appropriate programs and products for clients
• Issuing prequalification letters and appropriate disclosures
• Processing referrals and online applications
• Reviewing credit reports and locking in loans with secondary market (if applicable)
• Auditing files for complete information and compliance with secondary market guidelines
• Providing good faith estimates, truth-in-lending, and other appropriate disclosures to borrowers within 3 business days of application
  Qualifications include:
  
  • Excellent service, communication, and organizational skills
  • 3 years of government (FHA/VA/USDA) and conventional loan origination experience
  • Advanced knowledge of Maitland real estate market
  • Thorough understanding of Federal and State mortgage regulations
  • Experience with loan underwriting and secondary market guidelines
  • High School Diploma or equivalent is required
    MIDFLORIDA Perks:
    
    • Stability
    • Opportunity for growth
    • Paid time off and paid holidays
    • Tuition assistance after 6 months of service
    • 401K Plan with employer matching
    • Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
    • Employee Assistance Program- No waiting period to access benefit
    • Salary and Bonuses - Bonus programs and annual appraisals with salary increase opportunities

Keywords: MIDFLORIDA Credit Union, Cape Coral , Outside Mortgage Loan Originator, Other , Naples, Florida